Terms & Conditions

Last updated: January 15, 2026

1. Acceptance of terms

By accessing and using the website qyxora.com (hereinafter, "the Site"), operated by Qyxora, with registered address at Av. Corrientes 1234, Floor 8, Office B, C1043AAZ, Buenos Aires, Argentina, Tax ID (CUIT) 30-71658924-3, you agree to comply with these Terms and Conditions. If you disagree with any of these terms, we ask that you do not use the Site.

2. Nature of the service

Qyxora is a platform of an exclusively educational and informational nature. All content published on the Site is intended solely to provide general information about personal finance and financial education. We do not provide financial services, investment advice, brokerage services or any type of personalized financial recommendation. Educational materials do not constitute investment advice. Potential returns mentioned in any educational material are adjusted for risks and do not guarantee future results.

3. Acceptable use

You agree to use the Site exclusively for lawful purposes and in accordance with these Terms. You must not: (a) use the Site in a way that could damage, disable or overload the servers; (b) attempt to access restricted areas of the Site; (c) reproduce, distribute or modify content without prior authorization; (d) use the Site to send unsolicited or fraudulent material; (e) impersonate another person or entity.

4. Intellectual property

All content on the Site, including text, graphics, logos, images, educational material and software, is protected by the intellectual property laws of the Argentine Republic (Law 11,723). Qyxora retains all rights to such content. Partial reproduction of educational material is permitted exclusively for personal, non-commercial use, provided the original source is cited.

5. Limitation of liability

The content of the Site is provided "as is" and "as available". Qyxora does not guarantee that: the information is completely accurate, up-to-date or error-free; the Site will be available uninterruptedly; the results obtained from the use of educational content will be exact or reliable. In no case shall Qyxora be liable for direct, indirect, incidental or consequential damages arising from the use or inability to use the Site or its content. Financial decisions made based on educational content are the sole responsibility of the user.

6. Third-party links

The Site may contain links to third-party websites that are not under our control. We are not responsible for the content, privacy policies or practices of third-party websites. The inclusion of links does not imply endorsement or recommendation.

7. Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will take effect from their publication on the Site. Continued use of the Site after the publication of changes constitutes acceptance of the new terms.

8. Applicable law and jurisdiction

These Terms and Conditions are governed by the laws of the Argentine Republic. For any dispute arising from the use of the Site, the parties submit to the jurisdiction of the Ordinary Courts of the City of Buenos Aires, waiving any other jurisdiction that may correspond to them.

9. Contact

For inquiries about these Terms and Conditions, you can contact us at contacto@qyxora.com or at Av. Corrientes 1234, Floor 8, Office B, C1043AAZ, Buenos Aires, Argentina.